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Send

Send pays someone you’ve already saved as a beneficiary. It’s one of the four quick actions on your home screen, alongside Receive, Swap and Buy — and you can switch between them using the tabs at the top of the panel without closing it. The flow is the same whether you’re paying a crypto wallet or a bank account. What changes is what the recipient ends up holding.
Send only pays saved beneficiaries. If the person you want to pay isn’t in your list yet, add them first — see Add a Beneficiary.

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1. Open Send and pick who’s being paid

The panel opens with two cards: what you’re sending at the top, and what the recipient gets underneath. At the top, To: starts as Select beneficiary. Everything else is greyed out until you choose — both amounts show 0, and Review send stays disabled. The Send panel before you've chosen anyone Tapping Select beneficiary opens your saved list, with a Search box and three filters — All, Wallets, Banks — above a SAVED BENEFICIARIES heading. Choosing from your saved beneficiaries Each row tells you where the money would land:
The Wallets and Banks filters are the fastest way through a long list, since a person can appear more than once if you’ve saved several ways of paying them.

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2. Choose what you’re sending

Once a beneficiary is picked, the bottom card locks to what they receive — “Joyce Abdul gets” with a fixed Bitcoin chip for a wallet, or “Barclays (…6893) gets” with a fixed Pound chip for a bank account. You can’t change that side. It’s set by the beneficiary you saved. Destination locked to a crypto asset Destination locked to a bank account and currency What you choose is the top card — which of your balances the money comes out of. Tap Select asset. Picking which balance to send from The list groups by asset and shows every network you hold it on, with the balance on each — USD₮ across Solana, Base, Optimism, Arbitrum and Polygon, then BTC across Bitcoin and Lightning. There’s a Search box at the top.
You’re choosing a network, not just an asset. USD₮ on Solana and USD₮ on Base are separate balances, and the one you pick is the one that gets debited.

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3. Enter the amount

With both sides set, the top card shows your Balance for the network you picked, and four quick-fill chips — 25%, 50%, 75%, MAX. A conversion rate sits to the right of the cards: “1 USD₮ ≈ 0.000012 BTC” for a crypto payout, or “1 USD₮ ≈ 0.73 GBP” for a bank one. Ready for an amount, crypto payout Type into either box and the other fills in automatically. Once there’s an amount, Review send turns blue. Amount entered

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Paying a bank account? There’s one extra field

Sending to a bank adds Narration (optional) — a free-text box with the placeholder “Enter a description…”. It’s the reference the recipient sees on their statement. Sending to a bank, with the narration field
It says optional, and it is — but a short note like an invoice number is worth adding. It’s the only thing that tells the recipient’s bank what the payment was for.

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4. Review before you send

Review send opens a summary headed with what’s leaving and where it’s going — for example “Send 0.24 BTC to Joyce Abdul”, or “Send 150.34 GBP to Barclays (81426893)”. Three rows underneath: The review summary
Check the To row against who you meant to pay. This screen shows the full account number or wallet address, where the earlier screens only showed it truncated — so it’s the last and clearest chance to catch a payment aimed at the wrong saved beneficiary. Crypto transfers can’t be reversed.
The back arrow returns you to the amount screen with everything still filled in. Confirm Send sends it.

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5. Done

A confirmation reports what’s on its way — “0.24 BTC on its way to Joyce Abdul”, or “150.34 GBP on its way to Barclays (81426893)”. Payment sent Done closes the panel. View transaction opens the payment in your history — see Transactions.
The confirmation says the money is on its way, not that it’s arrived. A crypto transfer settles when the network confirms it, and a bank payout depends on the receiving bank. Track either from Transactions.